The speculative nature embodies encrypted currencies that “anything is a fair game” when it comes to evaluation. These analyzes can thread a thin line between being respected or ridicule. In the period 2018-2019, the idea of bitcoin price of $ 100,000 was considered so ridiculous that the famous economists I served He condemned just the ideas of such phrases.
Bitcoin (BTC) Certainly, the last laughter in this case, and in 2025, the same optimism flows into another loyal society, XRP (XRP) army.
After President Trump’s victory in the elections, the price of XRP reached new levels, as it re -tested its highest level at $ 3.41. After four years of SEC breathing on the Ripple neck, the reputable securities issue is still awaiting a decision.
As a result of the XRP gathering to the highest level ever, the larger predictions such as “XRP $ to $ 100” or “XRP $ to $ 1,000” have been overwhelmed by social media platforms over the past three months.
However, one of the unique research reports takes predictions to the highest new levels, with the analyst expecting a $ 18,000 price goal for XRP.
XRP to $ 18,000?
In June 2023, a month before XRP It has been announced “Not a security” by Judge Angisa Torres, a white evaluation paper called “A comprehensive approach to determining the fair market value of XRP” It was released.
The white paper was published by the Valhill Capital, where many authors have provided five evaluation models for the long -term XRP price evaluation, with the “XRP Evaluation Form No. 4” the sweet spot as the most ideal expectations based on the symbolic and global accreditation tool in the future.
Using the DECF, the main assumption that was taken was that Ripple would deal with a large part of global transactions in the next ten years, generating fees on Professor XRP book (XRPL) and may be distinguished by a large part of global wealth, while replacing traditional traditional transfer systems. The evaluation analysis was performed based on the following data:
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The volume of basic global transactions: 104 trillion dollars
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Economic growth rate (more than 10 years, 2023-2032): 2 %
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Applied discount rate: 10 %
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Total current transaction current value: 915 trillion dollars
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XRP offer: 50.7 billion dollars
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Price per XRP: $ 18,036
In an ideal world for Ripple Labs and XRP, where LEDGER XRP becomes the basis for the global financial transfers system, XRP army will have wealth to go to war with any independent country (The intended pun).
Bank, with the nominal value of the nominal value in 2025, Cointelegraph was analyzed if the expected adoption rate is advancing as expected.
Fact examination xrp rumors and reality
As of February 28, 2025, there is no official confirmation from any reliable source that XRP was fully integrated by an American bank payment or internal transactions.
RipPlenet, the global payment network in Ripple, has been linked to multiple American banks such as JPMorgan Chase, Wells Fargo, Bank of America and Citigroup but officially, PNC and Bank of America only have final -based final partnerships.
Will XRP be combined into the American banking system? source: Wallstreetbulls
Regarding Bofa, one section has become a virus on X CEO of Sound Planning Group David Strizuski shows that the financial institution uses RipPlenet and XRP for “100 % of its internal transactions” for two years. However, the contradiction in the data is clearly clear. Average daily internal transactions Executed Through a BOFA financial institution ranges from 1.2 to 1.5 million.
XRP Ledger Payments Statistics. Source: XRPSCAN
XRPL has not managed transactions of this size for two years since 2018. Stryzewkski said that XRP was the second largest encrypted asset before SEC presented the issue of securities against Ripple on December 22, 2020. The last time it was XRP was higher than Ethereum on the basis of marketing in January 2019, two years before SEC.
Another accident separated from the speculative nature of XRP developments stems at the expense of Wales Vargo. In August 2024, it was claimed that Wales Vargo agreed to the use of XRP to settle credit and loan cards payments, which Rick Lang, certified financial scheme, Widely Talk about LinkedIn. However, Vittorio DibEnedtto, Wells Fargo employee, left a comment in January 2025, saying,
“Not true. Why do you publish fake news?”
Will XRP and Ripple take old payment systems?
To be fair, XRP performance has been good over the past 12 months, and there are reasons for optimism. Cointelegraph was widely reported on several XRP Spot boxes presented by various fund managers in February, indicating the possibility of XRP in the future.
However, with regard to the adoption of XRP and its goal of becoming the cash flow value line in the world, Ripplenet and XRP are not anywhere close to the expectations made in the white paper. The possibility of XRP worth $ 18,036 by 2030 is unlimited.
Related: Why did the XRP price decrease today?
This article does not contain investment advice or recommendations. Each step includes investment and risk trading, and readers must conduct their own research when making a decision.
