Anna Coraba/Anna Kraska
The world of payments changes rapidly, and a group of startups leads fees to convert how banks do business in emerging areas such as Stablecoins and artificial intelligence.
Crunchbase tracks more than 8,600 Fintech startups and approximately 2,400 startups in various stages of development collected about $ 257 billion and $ 96 billion, respectively. The startup space is particularly important for banks, not only for the services they provide, but also with the maturity of these companies, they often become targets for acquisition. An example of this is the last acquisition of the stable for the Stablecoin Plasmes platform.
The following is a sample of five emerging companies in the previous stage that analysts, capitalists, and other industry specialists say that banks should be closely monitored in 2025.
The battle of fraud is nourished
a company: Darwinium
Founders: Alisair Faulkner, Ananth Gundabattula, Ben Davey, Caleb Moore and Colin Goldie.
HQ: San Francisco, with operations in Australia and the United Kingdom
Website:
The year was established: March 2021
Using the case for banks: Darwinium is a fraud prevention platform that merges automatic detection of fraud with traditional fraud capabilities. The statute provides a complete vision and control of every digital interaction with the bank, via the web and applications and the application programming interface to separate good and bad behavior, in actual time.
Finance: 28 million dollars in investment capital
The largest investors: It includes US Venture Partners, BlackBird, Artree, Accctement and Naval Ravikant.
Customers: Multiple global companies through industries, including Neobanks, Fintechs, Marketplaces and gaming companies.
Main Milestones: The company recently announced its expansion in the United States, with a strengthened leadership team in the United States and transferred its headquarters to San Francisco.
Growth plans: “The company continues to build American operations. He added that the revenues will grow this year five times in 2024.
Script
AI client draws new entrepreneurs
a company: Script
Founders: Amir Sarahanji and Crigig Diite
HQ: San Francisco
Website:
The year was established: 2022
Using the case for banks:
Finance: 9.5 million dollars in the capital of the seed
Investors: Coinbase Ventures, A16z CSX, Neubleger Berman, Brevan Howard Digital, Intersection Partners, DRW, Capital, Arrington Capital, Red Beard Ventures, Sfermion, Circle, FBG, GIMII, Crossbeam Venture Partners, everyrealmm, Arcyper, Arca.
Customers: In the first place, agents and agent platforms, including some banks.
Main Milestones: The platform was launched in August 2024, and there are now more than 10,000 developers dealing with agents using Skyfire.
Growth plans: The company plans to launch an updated version of the arterial system more and flexible. Craig Diwit, co -founder of the company, told America Banker, also plans to employ and sign additional partnerships with financial institutions and Internet infrastructure providers.
Crossmint
Artificial intelligence intersects with stablecoins
a company: Crossmint
Founders: Rodrigo Fernadiz Tora and Alvonso Gomez Jordan
HqNew York and Miami
Website:
Using the case for banks: The whole platform is one for companies and artificial intelligence agents to take advantage of Stablecoin and Blockchain bars, including governor, payments and distinctive symbol.
Founded: March 2022
Finance: $ 24 million in investment capital.
Investors: It includes Ribbit Capital, NYCA Partners, First Round, Franklin Templeton and LightSpeed faction.
Customers: Rodri Fernandez Tuza, co -founder of the company, one of the largest Fortune 500 companies, is one of the 20 largest assets under management and one of the five largest remittance companies.
Main Milestones: Last year, the company witnessed an increase in subscription revenues by 1100 %, with more than 40,000 companies and developers using the CrossMint platform across more than 40 Blockain.
Growth plans: Customer records continue, after the launch of a new tool for the agent trade. The company recently launched an open source tool that allows users to run Fintech applications or include financial services in minutes.
Adobe shares
Betting on payment for work for work
Company Name: Mix money
founder: Kabibi Sebastian
HQ: London
Website:
The year was established: 2022
Using the case for banks: The API-FIRST platform that provides Stablecoin payment infrastructure for companies.
Finance: 9.5 million dollars in investment capital
Investors: It includes Coinbase and Octopus projects
Customers: B2B Markets, Fintechs, Corporate Treasury Secretary, licensed encryption companies and European banks.
Main Milestones: The E -Money Electronic Foundation, EMI, virtual asset service provider, or VASP, licenses, which are required by European organizers to keep customer money with multiple operations and transfer from the US dollar or euro to Stablecoin or vice versa. The company expanded the coverage of local immediate payments for more than 75 countries.
Growth plans: The founder of Que Cypesan, the founder, told American Banker, geographical expansion, including the United States.
Riding a wave across the border
Company Name: Channel technology
Founder: Kirill Gertman
HQ: Boston
Website:
The year was established: 2021
Using the case for banks: The basic system facilitates the cross -border payments in Stablecoins or local currencies as a substitute for Swift. The company provides faster, cheapest and more reliable transactions across the border for banks and customers.
Finance: $ 53 million in investment capital
Investors: It includes Dragonfly, Altos Ventures, Helios Digital Ventures and Portage Ventures.
Customers: Banks, Fintechs, large multinational companies and others.
Main Milestones: In 2024, the volume of transactions grew 16 times to more than 10 billion dollars. The company also recently signed an agreement with the Braza Group Group, which owns the largest foreign exchange bank in Brazil.
Growth plans: Targeting small to medium banks in the United States and other places. The company also has plans to integrate its platform with the bank’s basic service providers to make adoption more smooth for smaller banks.
